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Learning to be frugal

August 8th, 2014 at 05:32 pm

This is hard. My partner and I are not frugal people. We have made significant improvement in the last couple of years, then we take a vacation and rack the credit card back up again. We took the trip of a lifetime last September and have carried a balance on the CC since. The thing is, once you take your "trip of a lifetime", you start thinking about where the next one will be. We have not made enough changes in other areas to be able to afford another big trip for anytime soon